To the thousands of new crypto enthusiasts who have just discovered Concrete – Welcome.

If you are one of the people who recently followed us and still aren’t entirely sure what Concrete actually does, this is for you.
In short, Concrete builds automated, institutional-grade vaults that can access yield opportunities on your crypto assets without requiring you to farm, rebalance, or understand the complexities of DeFi.
You deposit. Concrete does the work.
If you’ve ever seen eye-catching DeFi APYs but felt overwhelmed or unsure whether they were real, you’re not alone. Most users don’t know how to evaluate risks, optimize yield, or monitor strategies across dozens of protocols. Concrete exists to solve exactly this.
This article will introduce you to what vaults are, why the vault sector is exploding in DeFi, how Concrete’s vaults work under the hood, and the three vaults you should know about: the WBTC Vault, the sEIGEN Vault, and our $825M Stable Vault.

What Exactly is a DeFi Vault?
Traditional DeFi farming is exhausting. You must research protocols, monitor APYs, compare risks, move funds between platforms, pay gas for every action, manage impermanent loss, and try not to get caught during volatility. To that extent, advertised APYs often fail to account for gas costs, impermanent loss, and time spent managing positions.
Vaults automate everything that makes manual farming difficult. A vault is an automated yield strategy that allocates assets to the best opportunities, rebalances positions, manages risk, compounds rewards, tracks performance, and lets depositors request to withdraw anytime¹, all without lifting a finger.

This robustness is why many believe vaults are the next major growth sector in decentralized finance.

Why Concrete Vaults Are Different

Concrete vaults are built with institutional-grade engineering, quantitative modelling, and an architecture that prioritizes security and automation. The team behind Blueprint Finance, with experience at Point72, Morgan Stanley, EigenLayer, Coinbase, Consensys, Nomura and more, designed its vault infrastructure to operate like an on-chain trading desk: fast, safe, auditable, and always optimizing for efficiency.

Automated, Risk-Adjusted Yield, Not APY Hype
Concrete doesn’t chase headline numbers. Rather, its quantitative models analyze volatility, slippage, impermanent loss, token emissions, market trends, and downside risk. The result is real, risk-adjusted yield² instead of the marketing-driven APYs that retail users struggle to achieve.
Audited, Modular, Battle-Tested Architecture
All Concrete vaults run on a fully modular smart-contract system that is upgradeable, secure, and audited by Halborn and Zellic. Concrete’s architecture was specifically designed to avoid storage collisions, upgrade risks, and the pitfalls of legacy contract patterns.
Powered by Institutional Quant Models
Concrete’s Quantitative Framework forecasts market conditions, volatility, correlation, and regime shifts, using more than a decade of R&D across traditional finance and digital assets. These models are designed to achieve out-of-sample performance far above industry benchmarks while rebalancing and managing exposure accordingly.
One Deposit, Multiple Strategies
Concrete vaults combine a number of strategies into one seamless product. Behind the scenes, multiple strategies run concurrently while your experience remains simple and intuitive.
ct[ASSET]: The Vault Shares That Power DeFi

When you deposit, you receive ct[asset] tokens. These yield-bearing receipts are composable across DeFi, can be used for trading, liquidity, and leverage, and form the foundation for future structured products and derivatives built on Concrete.

Three Vaults Live on Concrete

1. WBTC Vault — Earn Yield on Your Bitcoin

The Concrete WBTC Vault lets native BTC holders earn yield through institutional-grade infrastructure on their BTC without taking bridge risks or farming manually. The vault allocates across lending markets, DEX liquidity, and delta-neutral strategies, all fully audited and transparent. WBTC itself is backed 1:1 by BTC held with BitGo.³
Depositors earn yield, strategy-specific incentives, and Concrete Points, turning Bitcoin into a productive asset.

2. sEIGEN Vault: Institutional Restaking Made Simple

Restaking is one of the fastest-growing narratives in DeFi, but EigenLayer’s AVS ecosystem can be complex and risky to navigate. Concrete’s sEIGEN Vault, accepts EIGEN and automatically allocates them across AVSs with optimized risk management.
Concrete’s models evaluate slashing risk, diversification, AVS performance, and reward structures, giving users a streamlined on-ramp into the restaking economy. It’s restaking for individuals and institutions who want exposure, not complexity.

3. Stable Vault, $825M TVL

Concrete has managed over $800M in stablecoin strategies to date, with new vault opportunities launching soon.

Why Users and Institutions Prefer Vaults Over Manual Farming

Manual DeFi farming requires time, knowledge, constant monitoring, multi-protocol navigation, and real risk management. Vaults eliminate all of this. As we’ve said before: DeFi used to be about chasing returns. Vaults are about engineering them.

This is why institutions, funds, treasuries, DAOs, and professional allocators, increasingly rely on vault infrastructure rather than self-managing positions. Concrete’s partnerships with Renzo, EigenLayer, Stable, Ethena, and others underscore this shift.

Why Concrete Is the “Easy Mode” of DeFi

If manual farming is like day-trading, Concrete vaults are like a fully automated investment fund. You get institutional-grade engineering, quant-driven strategies, real-time rebalancing, audited contracts, full composability, and a transparent performance history: without doing the work yourself.

The Takeaway

DeFi has grown too complex for the average user, and even for many professionals. But generating yield shouldn’t require a quant background or a risk desk. Concrete abstracts the hard parts so anyone can earn real, automated yield.
Welcome to the future of on-chain finance.
Welcome to Concrete.

¹Withdrawals are processed as liquidity becomes available. Depending on vault utilization and strategy positions, redemptions may enter a queue. Typical processing is within 7 days, though timing may vary based on market conditions and position unwinding requirements.

²"Risk-adjusted" refers to Concrete's quantitative approach to strategy selection, which evaluates factors including volatility, correlation, and downside exposure. It does not guarantee returns or eliminate the risk of loss.

³BitGo Trust Company, Inc. is a qualified custodian regulated by the South Dakota Division of Banking.

Disclosure
This article is for informational purposes only and does not constitute investment, legal, tax, or financial advice. All yield generation strategies involve risk, including potential loss of principal. Yield rates are not guaranteed and may fluctuate based on market conditions. Withdrawals are subject to operational mechanics, liquidity availability, and applicable procedures. Past performance does not guarantee future results. Digital assets are not insured by any government deposit insurance scheme.