From Deposit to Deployment: A Journey Through the Efficiency Engine

The Complexity of Modern DeFi

In the early days of DeFi, users had to be their own portfolio managers. You had to find the pool, check the liquidity, monitor the risk, harvest the rewards, and manually compound your gains. This process was not only time-consuming but also riddled with inefficiency and gas costs. In 2026, Concrete Vaults have streamlined this entire journey into a single, automated workflow.

Step 1: Into the Vault

When you deposit assets into a Concrete Vault, they are immediately converted into ctASSETs. These are not just placeholders; they are active capital primitives. This initial step triggers the Efficiency Engine, ensuring your capital never spends a moment idling in a stagnant pool.

Step 2: The Allocator & Strategy Manager

This is where the magic happens. Unlike a static staking pool, Concrete’s Allocator works with the Strategy Manager to deploy your capital across a curated set of onchain opportunities.

• Dynamic Pivoting: If a pool’s liquidity drops or risk increases, the system automatically shifts capital to a more productive path.
• Institutional Guardrails: Every move is verified by the Hook Manager, which enforces strict, hardcoded risk boundaries to protect your principal.

Step 3: Continuous Growth

Growth in a Concrete Vault is non-stop. Through automated compounding, the protocol harvests rewards and reinvests them at optimal intervals. This eliminates the "gas tax" that retail users often pay for manual harvesting, ensuring that the time-value of your money is fully captured.

The Result: Professional-Grade Allocation

By the time you look at your dashboard, hundreds of micro-optimizations have already taken place. This is Managed DeFi in its purest form—where the user provides the capital, and the infrastructure provides the expertise. This is the new standard for onchain capital allocation.
Experience the flow: app.concrete.xyz
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