How to lend to businesses and earn interest every month with October?

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30 Dec 2023
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Sign up on October

Are you looking for a way to invest your money while supporting the real economy? Do you want to diversify your portfolio and benefit from attractive returns? Do you wish to participate in the ecological and social transition of companies? Then, October is the right platform for you!

October is a crowdfunding platform that allows you to lend directly to European companies, selected by our experts. By lending on October, you become an actor in the development of companies, while receiving monthly interests.

October is the first business lending platform in Europe, with over one billion euros lent by more than 40,000 individual and institutional lenders 1. October offers you the opportunity to lend to companies of all sectors, sizes, and countries.
October guarantees you complete
transparency on the funded projects, the risks incurred, and the performance of your portfolio.
October.eu offers several types of loans that provide opportunities for lenders:

  • Classic Loan: This is the most common type of loan on October.eu. Lenders can lend money to companies to finance their growth and development.
  • Leasing: October.eu also offers leasing opportunities. This allows lenders to finance equipment purchases for companies.


  • Tourism Loan: This type of loan is specifically designed for companies in the tourism sector. It offers a unique opportunity for lenders to invest in this dynamic sector.
  • Extended Loan: This type of loan offers the possibility of deferred repayment, which can be attractive for lenders looking to invest in the long term.


The loan process on October.eu is simple and transparent. Everything is done online, which greatly facilitates the process for lenders. In addition, October.eu strives to make the loan return as fast as possible, which is a definite advantage for lenders.

Selection of SMEs

October.eu carefully selects SMEs for lenders. They ensure that the companies are strong and have good growth potential. In addition, the management of October.eu has interests aligned with those of the lenders, which ensures that the lenders are always well served.


Transparency and statistics

October.eu is known for its transparency. They publish data every month, which allows lenders to make informed decisions. This data can help lenders understand market trends and identify the best investment opportunities.


To lend on October, just follow a few steps:

  • Create your account for free and without obligation. Define your investor profile and choose the amount you want to lend per project.


  • Discover the available projects and choose the ones that interest you. You can lend from 20 euros per project. You can also opt for automatic mode and let October choose the projects for you.


  • Follow the evolution of your portfolio and receive your interests every month. You can consult the details of your loans, your repayments and your statistics at any time on your personal space or on the October application.


October is more than a financial investment. October is a community committed to responsible business financing. By lending on October, you contribute to job creation, reducing CO2 emissions, promoting gender equality, and fighting financial exclusion.

Don’t wait any longer, join the October community and invest in the future of businesses. Download the October app on your smartphone.

Sign up on October


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