The adoption rate of JPYC among Japanese companies is far too slow

Aouh...jgv8
22 Jan 2026
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Photo:Pakutaso




JPYC was launched as the Japanese yen version of the globally expanding [fiat-backed stablecoin]. Currently, both the existing “$JPYC” and “JPYC Prepaid” are in circulation, with only JPYC Prepaid having secondary market inventory available.

While the current JPYC can be used to repay the deferred payment card [Nudge Card], for barcode payments or prepaid cards, the only method is to obtain au PAY Gift using JPYC via the HashPortWallet.

JPYC remains in its developmental phase, and JPYC payments have yet to achieve nationwide adoption in the real world. This situation currently represents a significant barrier to JPYC's widespread adoption. If there are no opportunities to utilise JPYC, it is advisable to first provide liquidity on a DEX at your own discretion.

Rather than merely saving money, one should provide liquidity and generate income based on the resulting APY. Using this income to recover fees every other month, then exchanging them for au PAY gift cards for practical use seems a sound approach.

The only way to increase JPYC adoption is to expand its payment methods. However, Japanese companies tend to adopt a strategy of taking considerable time for general adoption before later promoting it, resulting in a complete lack of urgency. Consequently, we have no choice but to rely on payment methods that are gaining global traction.

While JPYC still has room to grow, the pace at which Japanese companies providing payment methods in Japan are moving is far too slow for widespread adoption. Driven by the desire to see JPYC become a more accessible payment method through stronger, swifter promotion, I find myself wishing for nothing more than this. Yet the sheer slowness leaves me feeling utterly hopeless.



にほんご 👇

JPYCは、世界中で広がる【法定通貨担保型ステーブルコイン】の日本円版として産声を上げました。現在は、現行の『$JPYC』と「JPYC Prepaid」が流通しており、JPYC Prepaidだけは二次流通しか在庫がないです

現行のJPYCでは、後払い決済カード【ナッジカード】の返済にJPYCが使えるものの、バーコード決済やプリペイドカードとなれば、HashPortWallet経由でJPYCを使ったau PAYギフトを入手するしか方法がないです

JPYCはまだ発展途上で、未だに実世界でJPYC決済が全国的に普及しておりません。それが現在のJPYCの大きな普及の壁となっている状況です。もし、JPYCを活用する場がないなら、まず、JPYCを自己責任の元、DEXで流動性提供するのが望ましいです

ただ、お金を貯めるだけではなく、流動性を提供して、そこから得られるAPYを元に収益を獲得。それを元に月1回おきで手数料を回収してau PAYギフトに交換して活用するのが良いと思うのです

JPYCの普及には、決済手段を増やすしかないですが、日本企業はなかなか一般普及に時間をかけてから、後から普及させる戦略を取っていることから、全くのスピード感がなく、世界で普及する決済手段を頼るざる得ません

JPYCはまだ成長の余地がある一方、普及には日本の決済手段を提供する日本企業のスピード感があまりにも遅すぎることから、もっと力強く、スピーディーにJPYCを普及させる思いの元、JPYCがもっと身近な決済手段にしてほしいと思うばかりですが、あまりにも遅くて絶望しています

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