There’s More to Ripple Than the XRP Army — Here’s Why XRP Is a Smart Trade
XRP has quietly become one of the most compelling trades in this bull market, and there’s more to it than the well-known XRP Army. In the past week alone, XRP has surged nearly 30%, outperforming both Bitcoin and Ether — clear signs of institutional demand and deep liquidity at play.
What’s fueling this momentum? First, Ripple’s alignment with ISO 20022 has positioned XRP as a settlement-friendly token for legacy finance. Institutions using Volante’s Fedwire-as-a-Service can now choose XRP for cross-border settlements — a game-changing integration.
Next, the stablecoin RLUSD, launched in December 2024, already exceeds a $500 million market cap, backed by robust on-chain usage. Additionally, Ripple’s pursuit of a national bank charter and Fed Master Account underscore their long-term strategy to become a foundational crypto infrastructure, not merely a token trend.
XRP’s current trading volume exceeds $11 billion daily — higher than Bitcoin on a market cap-adjusted basis, while futures open interest hovers around $8.1 billion. These are institutional-level figures, not retail hype.
In summary, XRP is transitioning from a speculative asset to a core financial instrument. Its technical specs, regulatory moves, and institutional playbook make it a smart trade — one rooted in utility, not just price action.