Ripple Eyes Europe Expansion — RLUSD Launched with Luxembourg License

Ripple is making its move into Europe by seeking a regulatory license in Luxembourg for its stablecoin, Ripple USD (RLUSD). This initiative marks a strategic expansion beyond the United States and signals Ripple’s intention to build a regulated presence within the European Union.

The Luxembourg application aims to position RLUSD as a fast, low-cost stablecoin alternative to traditional payment systems like SWIFT. Ripple is targeting both retail and institutional markets, leveraging RLUSD’s deep integration with the XRP Ledger for efficient settlement.

If licensed, RLUSD could become one of the first truly compliant stablecoins in Europe, benefiting from clear regulatory frameworks under EU law. This would not only boost confidence among European crypto investors and enterprises but also anchor XRP’s utility in global digital payments infrastructure.

Ripple is clearly playing the long game: establishing regulatory-compliant, on-chain payment rails across multiple jurisdictions. With Luxembourg’s reputation as a financial hub and its crypto-friendly regulatory environment, RLUSD’s European foundation could provide a significant catalyst for XRP’s broader adoption.