If you’ve ever used payment apps like PayPal, then you know signing up to receive international payments is no joke.

You want to get paid by a client abroad?

At this point, it just feels like you're applying for citizenship instead of a regular account for receiving money. And let’s not even talk about data privacy. Releasing that much personal info in 2025 feels like giving your house key to a stranger and hoping they just water your plants and not run away with your television.