Pinjam
Are you looking to achieve 100% capital productivity and higher yield regardless of the market conditions.
Let me introduce you to Pinjam, the latest innovation for capital efficiency in lending protocols.
Pinjam sole focus is on achieving 100% capital productivity. This is achieved by combining Pooled and Protocol-to-Protocol on a single platform.
Are you wondering how Pinjam does this?
For instance
Fortune deposited $100 at Pinjam Protocol for lending and borrowing. The whole $100 wonât be borrowed to another user. $70 is borrowed by a user but there is $30 remaining right? Pinjam Protocol simply takes the $30 underutilized funds and lends it out to base protocols like Aave or low impermanent loss AMMs such as Curve. By doing this the lenderâs is at maximum productivity with minimal risk on blue-chip, battle-tested protocols.
Why should I choose Pinjam
I asked myself
Here are the answers I got
1. Protocol-to-Protocol Lending: Pinjam provides unborrowed liquidity to other blue-chip protocols. When these protocols receive more liquidity, users in the entire DeFi ecosystem stand to benefit from lower slippage, lower costs of borrowing, and a better user experience overall.
2. Borrowing: Users get paid to borrow. This is because the interest youâve paid for borrowing assets is covered when you lend out those same assets on Pinjam.
3. Yield Flywheel: Pinjam utilizes idle liquidity which lead to higher yields across Pinjam â regardless of market conditions and borrowing demand.
4. Security: The Pinjam Protocol is heavily based on AaveV2 and Geist Finance and has been fully audited with no critical findings and all low level findings has been resolved
The Pinjam ecosystem is governed by $PINKAV token. It serves multiple function in the ecosystem which includes
1. Staking
2. Locking
1. Staking: When you stake PINKAV on Pinjam, you receive 100% of Pinjamâs revenue and you can unstake at any time.
2. Locking: You will also receive a share of protocol fees and exit penalties from users who exit their vests early but cannot unlock at any time.
Other ways you can receive $PINKAV rewards
1. By borrowing and lending on PINJAM
2. As a veVARA holder, you can also vote for the PINKAV LP Pool to receive PINKAV bribes.
Tokenomics
Name: Pinjam.kava
Symbol: $PINKAV
Total Supply: 50,000,000
Distribution:
~ 50% given as incentives for lenders and borrowers.
~ 10% given as incentives for PINKAV-KAVA liquidity providers.
~ 5.75% given to the community airdrop.
~ LGE Participants
5% of tokens go to initial liquidity.
10% of tokens go to participants for LGE.
~ 19.25% to the team
For more details, visit
https://docs.pinjamlabs.com/the-usdpinkav-token/tokenomics-and-utilities
Pinjam is poised to make a significant impact in the world of DeFi lending. If you want to achieve 100% capital productivity and generate higher yield regardless of the market condition. Then Pinjamprotocol is the perfect platform for you.
References: Website: https://pinjamlabs.com/
