How Concrete Enables One-Click Defi

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8 Dec 2025
40

DeFi was never supposed to feel like work. But somewhere along the way, it did.
Today, earning yield on-chain can be overwhelming; hopping between apps, monitoring APYs, evaluating risks, paying gas fees, and hoping you didn’t pick the wrong strategy. Beneath all the “permissionless” and “user-first” promises, the reality is that most of DeFi is designed for experts, power-users, and institutions with sophisticated tooling.
Concrete is designed to change this.
Concrete has built a “one-click DeFi experience,” a system where the complexity disappears, the strategy engine works behind the scenes, and users can access institutional-grade yield with the simplicity of a single deposit.¹

The Problem: DeFi Is Powerful, But the UX Is Broken

Yield opportunities exist in a lot of different venues in DeFi: lending markets, liquidity pools, restaking layers, new ecosystems, incentive campaigns, and more. Navigating them can require a skillset some users don’t have:

  • Searching across dozens of protocols
  • Understanding short-term vs long-term APYs
  • Managing volatility and impermanent loss
  • Rebalancing positions efficiently when markets move
  • Paying gas fees every time you adjust
  • Tracking rewards, claiming them, and compounding them
  • Managing risk across chains, tokens, and liquidity layers

Even experienced users can get burned by:

  • Misleading APY numbers
  • Slippage
  • Incorrect bridging
  • Poor rebalancing timing
  • Unprotected liquidations
  • High gas costs
  • Volatile incentive tokens

Staked or locked assets
The truth is simple: DeFi can be too complicated for most people to use safely. 
Concrete is fixing this, not by making DeFi simpler, but by automating everything that makes it difficult.

The Solution: One-Click DeFi

Concrete turns a fragmented, multi-step, multi-protocol process into a single action:
Deposit → Earn²
Behind that single click is an institutional-grade infrastructure stack that handles everything else: allocation, risk management, monitoring, optimization, automation, accounting, and rebalancing.
From the user’s perspective, Concrete is simple. Under the hood, it’s one of the most advanced vault engines in DeFi.

1. One Click to Access to Risk-Adjusted Yields Across Chains

Concrete is designed as institutional-grade on-chain infrastructure.
It is built to route deposits into yield strategies for supported assets across supported chains.³
With a single deposit:

  • Your assets can be routed to the ecosystem with the best opportunity
  • Yield strategies can be deployed across chains
  • You never have to bridge, swap, or directly manage cross-chain gas payments yourself
  • Everything is fully abstracted from the user

Concrete handles the routing and execution. You simply choose your vault and click deposit.

2. One Click to Access Bundles of Strategies

Most DeFi strategies require the user to:

  • Pick a protocol
  • Evaluate APY quality
  • Manage position health
  • Rebalance manually
  • Claim and compound rewards
  • Monitor market conditions
  • React to risk

Concrete bundles this entire lifecycle into one system.
Each vault is powered by Earn Strategies that can include:

  • Lending
  • Liquidity provisioning
  • Restaking
  • Delta-neutral hedging
  • Incentive farming
  • Protected liquidation strategies
  • Cross-chain yield routing
  • Ecosystem-specific opportunities
  • Automated compounding

Concrete doesn’t chase the highest APY; it aims to optimize for risk-adjusted yield, backed by quantitative modeling.⁴
You get professional-grade portfolio management without needing to think like a quant or act like a trader.

3. One Click to Earn With ct[Asset]⁵ Tokens

When you deposit into a Concrete vault, you receive ct[asset]tokens; yield-bearing vault shares that unlock new utility across DeFi:

  • They appreciate as the vault generates yield
  • They can be used for liquidity and trading
  • They can be used for leverage
  • They form the base layer for new derivatives and structured products

ct[asset] tokens transform your vault deposit from a passive position into an active financial primitive.

One-Click DeFi in Action: Example Vaults

Concrete’s one-click engine powers a wide range of vaults. Here are just a few examples of how it works in practice:

The WBTC Vault — One Click to Earn on Bitcoin

Bitcoin becomes productive without taking on cross-chain bridge exposure or manual farming.⁶

The sEIGEN Vault — One Click to Access Restaking

EigenLayer⁷ restaking becomes accessible even to non-experts.

The Stable Vault — One Click to Earn Across Stable Strategies

This Pre-Deposit Vault has allowed users access to Stable Chain rewards.
This is what “one-click DeFi” looks like.

Why Concrete’s One-Click Approach Matters

DeFi won’t scale until it becomes effortless.
Users shouldn’t need:

  • Trading skills
  • Quantitative modeling
  • Risk analytics
  • Time to rebalance
  • Multi-chain knowledge
  • Familiarity with every protocol

They should be able to click once and get:

  • Safety features embedded in strategy design
  • Transparency
  • Diversified yield
  • Automated optimization
  • Institutional-grade performance
  • Fully abstracted complexity

Concrete is building the DeFi experience that users have always wanted, and institutions require.

The Future: DeFi Without the Friction

As vaults evolve, the user experience becomes even simpler. Strategies will update in real time, allocators will deploy capital at market speed, and ct[asset] tokens will unlock new layers of composability.
This is the direction DeFi has always been heading:
Not more features.
Not more complexity.
But more automation, abstraction, and intelligent infrastructure.
One click isn’t a gimmick. It’s the future of on-chain finance.
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Disclaimer: This article is for informational purposes only and does not constitute investment, legal, or tax advice, or an offer or solicitation to buy or sell any digital asset or financial product. Digital asset strategies involve significant risk, including possible loss of principal, and are not insured or guaranteed by any government or private entity (including FDIC or SIPC). Past performance is not indicative of future results, and yields are subject to change based on market conditions and protocol risk.
¹Yields are not guaranteed, may fluctuate over time, and you may lose some or all of your deposited assets. Past performance is not indicative of future results, and any target or illustrative APYs are for informational purposes only and do not represent a promise, guarantee, or contractual obligation.
²“Deposit → Earn” and similar language are shorthand for accessing Concrete vault strategies. Yields are not guaranteed, may fluctuate over time, and you may lose some or all of your deposited assets. Past performance is not indicative of future results, and any target or illustrative APYs are for informational purposes only and do not represent a promise, guarantee, or contractual obligation.
³Availability of specific assets, networks, and strategies depends on Concrete’s integrations at a given time and may change without notice.
⁴Terms such as “risk-adjusted yield,” “safety,” and “battle tested” refer to Concrete’s internal risk frameworks, monitoring, and quantitative models. These tools are designed to manage risk but cannot eliminate it. All strategies remain subject to smart-contract risk, market volatility, counterparty and venue risk, liquidation risk, and operational risk.
⁵ct[asset] tokens are yield-bearing vault share tokens issued by Concrete.
⁶These tools are designed to manage risk but cannot eliminate it. All strategies remain subject to smart-contract risk, market volatility, counterparty and venue risk, liquidation risk, and operational risk.
⁷EigenLayer is a restaking protocol on Ethereum that allows users to repurpose staked ETH to secure additional networks and protocols.

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